A platform for users
with mobile money.

Monify was conceptualised as a multi-currency finance platform for globally active users who manage accounts across countries, currencies, and financial systems simultaneously.

Designing for finance means holding three things in tension: security, usability, and scalability. My role: UX and UI design, design system architecture, and scoping which features made the first release.

MVPLean UXEurope MarketOpen Banking

Lean UX: ship the core,
learn from the rest.

A fintech MVP is a bet with incomplete info. Lean UX means delivering core value early, then learning from users before adding complexity. Failed attempts are part of this process.

Ship the core. Measure what matters. Learn from real users. Improve from evidence not assumption.
01
Build

Core MVP only: layered dashboard, inline toggle, virtual card. Nothing without a validated reason.

→
02
Measure

Task completion, drop-off by screen, time-on-task. Where do users hesitate?

→
03
Learn

Synthesise signals. What creates clarity? What creates friction? What was wrong?

→
04
Improve

Iterate on evidence. New features after the core is validated, complexity is earned.

Six features

Banking
Bank integration (Open Banking)
Tracking
Expense tracking & reports
Visualisation
Data visualisation
Automation
Payment reminders
Currency
Inline currency toggle
Security
Secure authentication

What I Learned

"Monify taught me that the decisions you document are as important as the decisions you make. A trade-off you can explain is a design decision. One you can't is just a guess."

The most valuable part wasn't the final design — it was being wrong three times in ways that each clarified something different. The full-overview failure taught information hierarchy.

If I continued: usability testing across all three surfaces, a second pass on the error state system with real error data.

What I’d do next

  • 01Usability testing and validate the layered hierarchy works across iOS, Android, and web
  • 02AI categorisation will be added later once we have real transaction data to train against
  • 03Physical card issuing that design is ready, waiting on banking partnerships